Combining multiple pension pots into one single pot

Simplify your finances and make it easier to keep track of your retirement savings

If you have ever changed jobs, moved homes or had a company you worked for change ownership or close down, then you know how easy it is to lose touch with your pension savings provider. This can happen for a variety of reasons, but it often means that your savings are no longer as secure as they could be.

Accumulating a nest egg

Why saving enough for retirement is challenging for many people

One of the biggest financial challenges people face is saving enough money for retirement. There are a number of factors that can make this difficult, such as low income, high living costs and unexpected expenses.

Golden years

Pensions represent our biggest single source of private wealth

As we live longer and fewer of us have the security of a final salary pension, it’s more important than ever to think about our retirement income.

‘Home is my Pension’ generation

People using property to support their retirement lifestyle

The significant increase in property prices in recent years has likely shifted many people’s expectations about the role property wealth will eventually play in supporting their retirement. With people spending longer in retirement, one of the challenges that many need to overcome is how to fund it and how to meet the financial demands they may face in later life, such as the cost of long-term care.

Developing a robust retirement plan

How much it will cost and how you are going to pay for it?

People planning for retirement should think hard about what they want to do when they eventually stop work. It is helpful to have a good idea of the lifestyle you want, how much it will cost and how you are going to pay for it.